We understand how exciting the car-buying process can be, but talking finance often causes major stress among potential buyers. While we certainly have a plethora of new Ford cars available here at Griffin Ford Fort Atkinson, we also want to help make the financial process that much easier for all of our customers. To educate you on vehicle financing, we’ve broken down the most essential financial options available at our Ford dealership in Fort Atkinson, WI.

Buying a new car can be an exciting experience. Not only do you get to test drive a wide variety of top-notch cars, but you also get the opportunity to take one home with you. However, one of the biggest hurdles when buying a car is talking money with dealers or financial experts. Whether you’re buying used or new, purchasing a car can be a big financial responsibility, and typically, you’ll need to apply for financing. If you’re looking for minimal payments every month on your auto loan, we suggest you come in with a sizable down payment. While the exact value of this down payment can vary, it helps to put down at least $1,500 or 20% of the car’s value if possible.

When signing up for an auto loan with a financial institution, we recommend that you agree to the shortest term length possible. While your monthly burden will likely be much higher than it would if you had a longer term length, you can pay off your car sooner. On average, auto loans last around 68 months, so if you can shorten that time-span, your car will be paid off sooner rather than later.

No matter what your specific budget may be, our financial experts at Griffin Ford Fort Atkinson have got your back. We’ve served the Whitewater, WI area for several years now, so stop by today so we can make your car-buying experience smooth and stress-free!