When you’re looking to buy a new car, it is always smart to take a look at your finances so that you can set your budget and buy with confidence. Whether you are interested in a pre-owned Ford¬†vehicle or one of the new Ford cars that we have in stock at Griffin Ford Fort Atkinson, we want you to know that our team is behind you all the way to ensure you have an excellent experience. As your nearest Ford dealership in the Janesville, WI area, we want you to know that our Ford finance team can help you to come up with a smart budget for you to proceed.

Total Price

As you look at a Ford Fusion or a Ford Expedition, take a look at the sticker price. Once you have that price in mind, you should know that there may be additional fees like sales tax, title, and registration fees, and optional elements like extended warranties. Knowing about all of these things and then leaving yourself a little wiggle room financially will help you craft a workable budget so that all you have to focus on is the car.

Down Payment

Most of the time, you will need to put a down payment on any vehicle you buy. The more money you are able to put down, the more chance you have of lowering your monthly car payments and getting a lower interest rate. One way you can help ease the burden of a down payment is buy trading in your current vehicle. Our website offers a help trade-in evaluation tool you can use to determine the value of your old car.

Percentages

A good rule of thumb is to dedicate no more than 10% of your overall income toward your new vehicle each month. For example, when you make $4,000 a month, you should allocate $600 or less to your monthly auto payment.

Come by to see us today at Griffin Ford Fort Atkinson at 1642 Janesville Avenue in Fort Atkinson, WI or give our sales team a call at (877) 855-6959.